Each card is a set of documents. Reading one files the result under this client and takes a few minutes.
A complete program, five policies, no gap
Five carriers, five documents · General liability + four excess layers, complete
Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.
Five documents go in and one tower comes out: a general liability primary and four excess layers, each naming the layer beneath it by policy number, closing at $102,000,000 with nothing missing and nothing to decide. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.
5 documents
The same program, and what the claims already took
Five carriers, five documents · The complete program + a loss run that joins
Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.
The five policy tower stands at $102,000,000, and the carrier's loss run joins it by the general liability policy's own number: $1,454,000 of incurred losses against the $4,000,000 general aggregate, leaving $2,546,000. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.
6 documents
The renewing term, and what moved in it
Five carriers, five documents · General liability + four excess layers, the renewing term
Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.
The same five carriers one year on, term 1 April 2027 to 1 April 2028. The second excess layer renews at $15,000,000 rather than $25,000,000, the layers above it attach lower to close the stack without a gap, the tower ends at $92,000,000, the general liability declarations carry a Communicable Disease Exclusion the expiring term does not, and the general aggregate prints fresh. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.
5 documents
The competing quote, cheaper and shorterStart here
Five carriers, a competing market · General liability + four excess layers, the competing quote
Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.
A second market quotes the same renewal term, 1 April 2027 to 1 April 2028, attaching at the same four points as the incumbent's renewal. It is priced at $502,450 against $553,650, which is $51,200 less, and its top layer is written at $35,000,000 rather than $40,000,000, so it reaches $87,000,000 rather than $92,000,000. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.
5 documents