CoverageCheck

V2 · The reviewed read

Review a coverage program

This reads the documents, then asks you to rule on what the pages do not decide: which policy a loss run belongs to, whether defense costs erode the limits, and what claims are already paid. Selecting a card reads those documents now, which takes a few minutes, and records every determination you make with its reason.

Meridian Ridge Constructors, LLC

Each card is a set of documents. Reading one files the result under this client and takes a few minutes.

The same program, and what the claims already tookStart here

Five carriers, five documents · The complete program + a loss run that joins

Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.

The five policy tower stands at $102,000,000, and the carrier's loss run joins it by the general liability policy's own number: $1,454,000 of incurred losses against the $4,000,000 general aggregate, leaving $2,546,000. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.

6 documents

Read new documents

Insurance policies, quotes, endorsements, or a loss run, as PDFs. The reading opens here when it finishes. It is not filed under a client on this instance, so it is gone when you leave.

Drop the PDFs here

A program is usually several files: a primary, an umbrella, and the excess layers above them.

PDF only · up to 6 files · 50 MB each

Your documents reach this site’s host, and their text reaches the model that reads them. The files are deleted after the reading. Do not upload anything you could not send to a third party.

10 run on every reading

Does every layer attach where the layer beneath it exhausts?

Did every policy provided make it into the tower?

Was every policy named in a schedule of underlying insurance provided?

Do all the policies name the same insured?

Do all layers run on the same policy period?

Are defense costs payable in addition to the limits?

Did the carrier give notice that it reduced this coverage?

Is any coverage capped below the policy limit?

Do the attached endorsements restrict this coverage?

Is the remaining aggregate known?

0 recorded

Recorded

DecisionPolicyDecided byWhen
Nothing has been decided on this review.