CoverageCheck

Read a coverage program

Policy documents in, a cited coverage picture out.

Torvane Cold Storage, Inc.

Each card is a set of documents. Reading one files the result under this client and takes a few minutes.

The point-in-time picture, on a synthetic file

Standhope Mutual + Quarrywood Specialty · GL + umbrella + a loss run that joins

Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.

A two-layer program whose loss run joins by its own policy number: the claims erode the general aggregate and the tower shows what remains beside what was printed. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.

3 documents

The renewing term, with the aggregate starting againStart here

Standhope Mutual + Quarrywood Specialty · GL + umbrella + a loss run, the renewing term

Synthetic documents, written for this demonstration. Every company, policy, and claim is fictitious, and every page says so.

The same two carriers one year on, term 1 March 2027 to 1 March 2028. The umbrella renews at $15,000,000 rather than $10,000,000, so the tower closes at $16,000,000, and the renewal loss run reports $318,000 incurred against a general aggregate that reset at renewal. The documents are synthetic, written for this demonstration, fictitious and labeled so on every page.

3 documents

Read new documents

Insurance policies, quotes, endorsements, or a loss run, as PDFs. The reading opens here when it finishes. It is not filed under a client on this instance, so it is gone when you leave.

Drop the PDFs here

A program is usually several files: a primary, an umbrella, and the excess layers above them.

PDF only · up to 6 files · 50 MB each

Your documents reach this site’s host, and their text reaches the model that reads them. The files are deleted after the reading. Do not upload anything you could not send to a third party.

10 run on every reading

Does every layer attach where the layer beneath it exhausts?

Did every policy provided make it into the tower?

Was every policy named in a schedule of underlying insurance provided?

Do all the policies name the same insured?

Do all layers run on the same policy period?

Are defense costs payable in addition to the limits?

Did the carrier give notice that it reduced this coverage?

Is any coverage capped below the policy limit?

Do the attached endorsements restrict this coverage?

Is the remaining aggregate known?

0 recorded

Recorded

DecisionPolicyDecided byWhen
Nothing has been decided on this review.